Most motorcyclist have the state required insurance limits, however such limits may not be enough to cover your injuries and damages, if the unfortunate occurs. Don’t depend on the other driver’s insurance to cover you, because it may not. Protect yourself with the proper insurance coverage. Consult with an insurance professional and ensure you have full coverage with sufficient limits; including under-insured/uninsured coverage. Inadequate insurance coverage is the last thing you want to think about when hurt in an accident. For peace of mind before or after an accident, get more than enough insurance coverage.